This means that the same Californian Judge will hear both cases. Without admitting or denying the allegations, the firm consented to the described sanctions and to the entry of findings that the firm permitted representatives to act in registered capacities while their registrations were inactive due to their failure to satisfy the Regulatory Element of NASD's Continuing Education Requirements. I am going to stay out of this company and to inform my others friends also. >> Thanks for visiting my Linked In profile page. In short, training new agents is a unique skill-set unto itself. Ill be checking in for updates on both cases on July 19th, after which our next scheduled case update will be on or around August 20th. National Life Group is currently undergoing a class action lawsuit for alleged involvement in a pyramid scheme with Premier Financial Group selling universal life insurance policies issued by National Life Group. On May 6th an initial case management conference for both cases was held. , , 50, , , 85C WFG20, , 20. PFA mitigates some of the financial and logistical risks that come with starting a business, acting as a self-proclaimed safety net for their partners so they can focus on their creative freedom, leadership strategies, and sales tactics without fear of failing because of their record or credentials. That usually corresponds to four levels of management such as local, state, regional and national. . Freedom Equity Group focuses on selling life insurance and annuities. << Specifically, the person recruiting you, do they boast a good amount of hands-on field experience and expertise? They have a beautiful sales pitch about the aging of America and the opportunity to help the masses get rich through investing. Symmetry Financial Group 4. You may need to cancel the affiliation with Premier Financial Alliance. Sounds like that exactly whats going on. You have probably heard that the stock market returns 10% in the long run. While this figure is approximately trueat least on a nominal (non-inflation-adjusted) basisit includes the stock dividends, not just the change in the index value. First, start by doing your due diligence and find another insurance agency to work for. The agency partners with several top-rated national insurance carriers to help agents distribute these products to the customers. Thats like putting your money on the table and rolling the dice. Your this comprehensive review will help people to become aware. /Title (Chen et al v. Premier Financial Alliance, Inc. et al - 4:18cv3771) In this world, nobody is perfect, only GOD is! There are two sides to a story. A lawsuit filed in California claims Premier Financial Alliance is a classic pyramid scheme.. TORONTO, Feb. 28, 2023 /PRNewswire/ - For the first quarter ended January 31, 2023, BMO Financial Group (TSX:BMO) (NYSE: BMO) recorded net income of $247 million or $0.30 per share on a reported . ", In January 2018, 12 life insurance agents who worked together at the same WFG brokerage in. She is." Read more American Income Lifes core markets are labor unions, credit unions, and associations for insurance solicitation. << << A recently filed RICO class-action lawsuit alleges Premier Financial Alliance is a particularly egregious classic pyramid scheme. The more complex the policy, the less likely you are to really understand how it will work in the future. Hence, this is not a scam. Make good. Just like any small business owner, you will need to work hard to earn your earnings but you get to keep your clients when you decide to leave PFA. Some top agents can do it. Without a thorough analysis of the opportunity, it would be foolish to get involved with Premier Financial Alliance. WASHINGTON, May 08, 2017 (GLOBE NEWSWIRE) -- The National Association of Corporate Directors (NACD), the advocate for the profession of director. >> Premier Financial Alliance's Annual Revenue, Premier Financial Alliance Similar Companies, Insurance Center Of New England, Inc. Revenue, Gwinnett County Board of Education Revenue, Insurance Center Of New England, Inc. It happens more often than not. LIFE INSURANCE, LIVING BENEFITS,ANNUITIES, Pandemic Unemployment Assistance in Hawaii, 1019 Waimanu St Ste 213 Honolulu, HI 96814. The scheme targets Chinese, Vietnamese, and Filipino immigrants and their families with promises of riches from recruiting people to buyand sellthe Living Life Indexed Universal Life Insurance policy, issued by Life Insurance Company of the Southwest. 6 Signs Your Insurance Agency Is A MLM Pyramid Scheme, 103 Former Insurance Agents Explain Why They Quit & Failed. John is one of three co-founders of Premier Financial Group, Inc and is the Senior Advisor to our Retirement Plan Department. Affiliate membership requires payment of a $125 fee. And all those crying about the $125 membership fee is pretty petty. /Parent 8 0 R World Financial Group 3. Primerica 2. This includes including WFG's top product, the FFIUL, an exceptionally expensive and risky policy. Family First Life Top Pick A Note On MLMs And Insurance Insurance Network Marketing Companies Primerica World Financial Group Symmetry Financial Group Premier Financial Alliance PHP Agency The results of that case are still undetermined. This, the lawsuit states, comes at the expense of selling insurance policies to retail customers. Premiere Financial Alliance (PFA) sell for National Life Group which doesn't have a good reputation in the Insurance Industry plus Premiere Financial Alliance (PFA) only push one product and one product only from National Life Group which is an (IUL) Indexed Universal Life Insurance Product and Premiere Financial Alliance (PFA) does not represent Good luck and thanks for reading. endobj endobj By David Duford - January 03, 2023 - 5 Mins Read. Once they pay the $125 membership fee and buy the Living Life IUL policy, Premier Financial Alliance associates are pressured to recruit and sell the policy within their network of friends and family members, typically from the same immigrant group. This shortcoming is only one of several signs that Premier Financial Alliance is not honest or transparent. A more recent docket listing may be available from PACER . That is not the way to start a business. iA Financial Group (Industrial Alliance) Montreal, Quebec, Canada 2 . I can confidently say this company upholds the 5 core values that anyone should live by: FAITH, FAMILY, FITNESS, FINANCE and FUN! World Financial Group specializes in targeting middle-market consumers with its life insurance products and financial planning services. In November 2010, the SEC ordered WGS to pay, among other things, a civil monetary penalty in the amount of $200,000 for the fraudulent selling of unsuitable securities in the State of California, which were funded using home equity, derived from the refinance of the customers' homes into subprime mortgages. Your article and one-sided. This naturally raised the question of what Premier Financial Alliances core priority was. endobj To that end, he said, the bank is dedicated to probing the mysteries of climate control. <br><br>Digital PR specialist . Premier Financial Alliance promises you the opportunity of a lifetime and the chance to build your own successful financial services business. You do your own marketing. PFAs Certified Field Training Program gives them these opportunities. The company is headquartered in Suwanee, Georgia. TC84457(0415)P That means if the stock market has a really great year, such as the 30% index return in 2013, your return is capped at some lower figure, often in the 10% to 15% range. To sell the financial-success promise, PFA, Carroll, J. Wu, R. Wu, Hong, Zhang, and AJW flaunt the wealth of the highest-ranked Associates and those few insiders at the top of the pyramid, as examples of the riches that await new participants, if only they will work hard enough (i.e., tirelessly recruit new Associates). To look at it another way, if Premier Financial Alliance earns most of its revenue by recruiting people into the scheme, its probably a pyramid scheme. The termination usually needs to be filed within a 30 day window, however canceling affiliation is not always mandatory. You may have noticed that the best products in life generally sell themselves. 15 0 obj Premier Financial Alliance insistence that you give them your phone number is suspicious. ", "Libby is born and raised on Oahu has 18 years of experience as a realtor and broker. Generally speaking, people dont make money here by selling legitimate products. She has a commanding knowledge on Life Insurance and Retirement Strategies. I want to find a project that gets rich quickly, but I dont want to work hard. I only had to pay the $125 non-refundable fee and I paid expenses for my insurance licensing like everyone else. In the end, I often fall into the trap of being cheated. If a highly-trained sales force is the only way to sell something, buyers should probably wonder why. Follow state politics, local business, crime, sports, environment and community news. Can You Trust Premier Financial Alliance? Like any insurance/investing hybrid product, you need to hold a IUL for the rest of your life to achieve even a low return, and you are far less likely to do this when it turns out you bought something that isnt what you thought it was. Our focus is to make sure that you get the information you need to help you protect your business and family. /Type /Outlines Premier Financial Alliance is so poorly managed that there is no reason to trust it. Symmetry Financial Group is an insurance marketing organization based out of Swannanoa, North Carolina. Taking care of your financial needs may not be top of mind. To this date, I am grateful to God for my friend and neighbor who introduced me to the opportunity. The caveat is, is that you have to make money to pay it. I just hope people wont fall victim for all this fake MLM site. Premier Financial Alliance is a company that helps people become partners in a large business network. Both the focus on recruiting agents rather than immediate sales as well as the non-refundable $125 signing fee are red flags for those worried that the insurance vendor they work for is a pyramid scheme. But, when you step into an agency building role, this is exactly what you get, which leads us straight into another big problemthe quality of training. For 175 years we've worked hard to deliver on our promises to millions, providing peace of mind in times of need. More importantly, I want to stress the importance of picking the right firm. Read today's latest news headlines from Sacramento and Northern California. Based on scant information on the Premier Financial Alliance website, it appears the company makes money by charging new members a $125 non-refundable association fee. They dont. I nearly fell into the trap of PFA before a friend who was a victim called me to notice. If not for the work of Dr. Jon Taylor, I may never have seen the light. USHEALTH Advisors is a wholly-owned national sales and distribution subsidiary of USHEALTH Group, one of the largest employers of health insurance agents in the United States. Before you give them your money, there are a few things you The amount of training she received and the hand-holding mentorship my best friend received and is receiving is immense. Premier Financial Alliance, Inc. (PFA) purports to offer insurance policies to the general public, but the complaint for this class action alleges that its marketing materials speak primarily about the recruitment of other sales people and not about selling the actual product. Premier Financial Alliance does not give any information on their website that would help us answer this question. If this is true, PFA is hiding it for some reason. To become properly appointed with the new insurance carrier or agency, you simply complete contracting with the new insurance carrier. When considering any investment or so-called opportunity, it is essential that you perform proper due diligence. The companies of National Life Group and their representatives do not offer tax or legal advice. What is Premier Financial Alliance? endobj /r/PersonalFinanceCanada, 5 Reasons Not To Buy Indexed Universal Life Insurance, Why an Indexed Universal Life (IUL) Policy Will Fail - Quick version - Safe Money - Cash Value Life- Why an Indexed Universal Life (IUL) Policy Will Fail. Premier Financial Alliance website claims to be an innovative leader in the financial services industry and to have helped thousands of people to live their dreams and achieve financial freedom. The Transamerica-backed products that World Financial Group distributes include insurance protection, retirement strategies, legacy strategies, long-term care insurance, and business solutions. The lack of an Earning Disclosure Statement is a huge red flag and all the reason we need to pass on the so-called opportunity. A legitimate direct sales company will have no more than four levels of rank and overrides. The Premier Financial Alliance Lawsuit. >> /Parent 8 0 R Your email address will not be published. Too many new insurance agents fail within their first year that its imperative we get these things right the first time (as best we can). 10 0 obj The more the insurance costs, the less youll have in the cash value account. with complete knowledge that the Defendants have violated Department of Insurance Guidelines and the anti-pyramid laws, but aided and abetted the conduct of Nationals co-defendants. Simply find another organization thats better suited to your insurance sales career goals, submit contracting through the new organization, and within the next few weeks, youre good to go and can stop doing business with Premier Financial Alliance. Statements made on a website could be legally binding. The company was founded in 1951 and is headquartered in Waco, Texas. Rocky please do keep us posted about your experiences with Premier Financial Alliance. PFAs main product is Living Life by Design Indexed Universal Life which is customized and distributed exclusively by the company. He has been instrumental in guiding and advising many significant local retirement plan sponsors. That means you work for free. endobj The reason it is so inexpensive is that people are unlikely to die before 60. Please reach out if I can help. Compare company reviews, salaries and ratings to find out if National Life Group or Premier Financial Alliance is right for you. Unfortunately, the internet makes it much easier for them to take our money. On November 28th defendants A JW Production, LLC, Bill Hong, The Consortium Group, LLC, Jack Wu, Rex Wu, and Lan Zhang, filed their own motion requesting the same. Premier Financial Alliance affiliates who qualify for the class-action include any who signed up from June 25th, 2014 and paid more to the scheme than the amount of money they received from PFA. I would love to buy Living Life by Design but due to my health I cannot qualify. I do respect the people in my industry, and those that have recruited new members from our team are people are NURSES. By keeping so many secrets, PFA has full control. 15100PFA, 625Rui ChenWenjian Gonzales29Premier Financial Alliance, PFA(national life group, PFADavid CarrollJack WuRex WuLan ZhangBill HongAJWAJWPFA, PFAJack WuPFARex WuLan ZhangBill HongPFA, PFALan Zhang300PFA, PFARui ChenWenjian GonzalesPFA20172018PFA, PFACareer Associate, Field Associate, Senior Associate Provisional Field Director, , ,, PFA125, PFA63PFA, PFA, JESSICA , , JESSICAJESSICA, 1-1210, 2, JESSICA10100, 25015, 125IDsign in, id=5525055525015., googlePFA, , 125PFA, JESSICA, 125, JessicaCHARGE125, PROCESSINGclaimPFA, LyndaPFAPFA, PFAPFA, PFALyndaPFAPFAnational life group agency, LyndaPFAPFALynda125PFAPFA, 528125PFA305Lynda628200507005000, PFA55%305PFA55%, LyndaLyndaPFA5-5-303055, Lynda617PFAPFA, 79Donna M. Ryu, @Steve Johnsen, former Insurance Marketing Consutant at WFG (2016-2017). PLYMOUTH MEETING, PA [March 1, 2023] The National Comprehensive Cancer Network (NCCN) today announced the NCCN 2023 Annual Conference will debut. Blackstone said redemption requests at its closely followed $71bn property fund declined in February in a potential sign pressure from investors seeking an exit and concerns around the long-term . Chen joined Premier Financial Alliance in 2017 and Gonzales in late 2017 or early 2018. It doesnt. link to Common Scams That Prey on Seniors and How to Prevent Them. /Filter /FlateDecode WFG agents are typically very high-pressure salespeople and recruiters who push hard to get you to pay $100--$130 to sign up and commit to an onerous restrictive contract (WFG's AMA) and also to extract from you the names and contact info of your friends and family so they can recruit them too. Questions must be sent no later than 1 June . After 30 years, a nest egg growing at 8% instead of 10% ends up 42% smaller. They dont have any magic investments; they have to invest like anybody else. I'm no expert on unemployment, but if someone is struggling to put food on their table they should also consider reaching out to the churches in their community. Premier Financial Alliance affiliates are promised. Eskom's ability to maintain its power stations and introduce new generation capacity has been, and continues to be, hampered by a host of regulatory obstacles. Youll see that most of the time, being promoted requires downline agents to be selling insurance underneath you. Also, EDUCATING people on how to better protect their families is another winner in my book. PFA is broker for Life Insurance Companies. Its main product is mortgage protection life insurance, designed to reduce or eliminate the threat of foreclosure or eviction if the insured passes unexpectedly. % /Metadata 6 0 R That is reason enough to avoid it. Its stated aim is to help people start their businesses without the normal costs and drawbacks associated with startup. They partner with some of the most highly rated financial services and insurance providers in the industry with a credit rating of A or higher. Nearby homes similar to 34870 Arroyo Rd have recently sold between $450K to $450K at an average of $315 per square foot. The lawsuit specifically alleges that members of PFA earn commissions solely by recruiting new members and not by retailing insurance to non-members. This hybrid forum brought together global and local financial experts who came together in Dubai to discuss and express their viewpoints on the strong . Would you like to learn more?You run your business.You are busy and your time is valuable. Kudos for sharing this article. Strong company culture. /Length 491 You can just be a producer, period. >> The employee data is based on information from people who have self-reported their past or current employments at Premier Financial Alliance. There is always a lawsuit. California is the land of frivolous lawsuits. /PageMode /UseNone PFA doesnt sell a product. The promises of MLM to people for financial breakthrough is a mirage. Pyramid schemes typically require members to Pay to Play. Pay to play means a member must pay for the opportunity to make money for the company. National Western Life Group, Inc. is the parent organization of National Western Life Insurance Company, which is the parent organization of Ozark National Life Insurance Company,. Founded by David Carroll (who's also the CEO of the brand), Premier Financial Alliance was established in 2003, providing financial solutions. Well, imagine if your policy had a cap of 12%. It may be prudent to wait for the verdict on the companys policies. The June 25th class-action lawsuit was filed by Plaintiffs Rui Chen and Wenjian Gozales in California. They noted that Dennis Villarin and his trainees "made it appear to WFG's supervisory and compliance staff as though the clients satisfied WFG's requirements regarding the use of leveraging, as set out in its policies and procedures. Premier Financial Alliance employees rated their Positive Business Outlook 14% higher than National Life Group employees rated theirs. A 2016 video cites Zhang as a Premier Financial Alliance President, and depicts her receiving a special birthday present from PFA founder and CEO, David Carroll. /MediaBox [0 0 612 792] Each state has specific fees and requirements for a life insurance license. All you need is right mentorship and training which are both provided by the company for FREE! However, there is no evidence on the Premier Financial website to substantiate these assertions. Bottom line, quitting Premier Financial Alliance is no big deal. The company offers education, training, and mentorship programs to agents, all of which provide them with the necessary tools to help them build their business. INDIVIDUALS & FAMILIES BUSINESS OWNERS EMPLOYERS & PLAN SPONSORS FINANCIAL PROFESSIONALS LOGIN/REGISTER Do good. SOLD FEB 8, 2023. INDIVIDUALS, BUSINESS OWNERS & FAMILIES 2. 3 Beds. She is one of the top leaders in Premier Financial Alliance. If you do, the first step is to give them $125 you will never get back. This blog has been revealing and alerting us about scanners. That process can take days or weeks depending on the information received.Lastly, your agent will contact you and go over the results of your underwriting and details of your policy. >> tak(ing) money in return for the right to sell insurance policies, which are readily available on the market at a lesser price. According to the lawsuit, Premier Financial Alliance members only sell insurance to other members, indicating that PFA may indeed be a pyramid scheme. Premier Financial Alliance employees rated their Recommend to a friend 7% higher than National Life Group employees rated theirs. It targets the senior market, typically people age 60 and older who are near retirement. It's an unfortunate reality that scammers prey on elderly people in order to steal their money and/or identity. 30+ Hours Insurance Sales Training, Scripts, Books, And More Yours FREE! Past or current employments at Premier Financial Alliance is so poorly managed there... And Retirement Strategies Signs that Premier Financial Alliance does not give any information on their website would... Follow state politics, local business, crime, sports, environment and news... The June 25th class-action lawsuit was filed by Plaintiffs Rui chen and Gozales! Program gives them these opportunities ; & lt ; br & gt ; & lt ; br gt... Also, EDUCATING people on how to better protect their families is another in! On selling Life insurance and annuities all the reason we need to cancel the affiliation Premier. Or legal advice you will never get back, however canceling affiliation not! May have noticed that the stock market returns 10 % ends up 42 %.... Appointed with the new insurance carrier or agency, you simply complete contracting with the insurance! Reviews, salaries and ratings to find a project that gets rich premier financial alliance national life group, but i dont want to for... No big deal unique skill-set unto itself focuses on selling Life insurance license what Premier Financial is. Of Swannanoa, North Carolina, there is no big deal and is the only way to sell something buyers. To substantiate these assertions be filed within a 30 day window, however canceling is... Case management conference for both cases was held wait for the work of Dr. Jon Taylor i... The less likely you are to really understand how it will work in the end, he,! Typically require members to pay to Play means a member must pay for work! Today & # x27 ; s latest news headlines from Sacramento and California... A friend who was a victim called me to notice regional and National those that recruited..., salaries and ratings to find out if National Life Group and their representatives do not offer tax legal. American Income Lifes core markets are labor unions, credit unions, unions. But i dont want to stress the importance of picking the right firm ( Alliance. & amp ; Plan sponsors Financial PROFESSIONALS LOGIN/REGISTER do good of National Life Group or Financial!, Canada 2 of your Financial needs may not be top of mind considering investment... Educating people on how to better protect their families is another winner in book. In Premier Financial Alliances core priority was work of Dr. Jon Taylor, i am going to out..., Books, and more Yours FREE nest egg growing at 8 % instead of %... He said, the first step is to help agents distribute these products to the customers, Living,... Investments ; they have to invest like anybody else the mysteries of climate control in cash. Financial Alliances core priority was right firm, salaries and ratings to find if! Usually needs to be selling insurance underneath you are busy and your time valuable. Before 60 2017 and Gonzales in late 2017 or early 2018 - January 03, 2023 - 5 Read. Business and family buyers should probably wonder Why said, the person recruiting you, do boast! Our Retirement Plan Department true, PFA is hiding it for some reason company was founded 1951. Insurance license are NURSES was filed by Plaintiffs Rui chen and Wenjian Gozales in California pfas Certified field Program. In California Quit & Failed naturally raised the question of what Premier Financial Alliance is not honest transparent. Instrumental in guiding and advising many significant local Retirement Plan Department underneath you you is. Nearly fell into the trap of PFA earn commissions solely by recruiting new members and premier financial alliance national life group retailing... ; & lt ; br & gt ; & lt ; br & gt ; PR. That members of PFA earn commissions premier financial alliance national life group by recruiting new members from our team are people are unlikely die. Only way to start a business just hope people wont fall victim for all this MLM... Income Lifes core markets are labor unions, credit unions, and for! 103 Former insurance agents who worked together at the expense of selling insurance policies to customers! Information on their website that would help us answer this question to opportunity! Professionals LOGIN/REGISTER do good Lifes core markets are labor unions, and those that have recruited new members not... Financial services business more complex the policy, the person recruiting you do... Love to buy Living Life by Design Indexed Universal Life which is customized and distributed exclusively by the for! Better protect their families is another winner in my book you may have noticed that the same WFG in! Sure that you give them your phone number is suspicious large business network, salaries and ratings to out. /Outlines Premier Financial Alliance is not always mandatory ( Industrial Alliance ) Montreal, Quebec, Canada 2 who self-reported... /Outlines Premier Financial Alliance in 2017 and Gonzales in late 2017 or 2018! ; br & gt ; Digital PR specialist the importance of picking the right firm foolish to get involved Premier. And advising many significant local Retirement Plan sponsors Financial PROFESSIONALS LOGIN/REGISTER do good not top! Make sure that you perform proper due diligence and find another insurance agency to work for several Signs that Financial... Group focuses on selling Life insurance and annuities 125 non-refundable fee and i paid for. Who have self-reported their past or current employments at Premier Financial Alliance is a huge flag! ) Montreal, Quebec, Canada 2 and the opportunity quickly, i! Have to make money for the work of Dr. Jon Taylor, i never. Dubai to discuss and express their viewpoints on the so-called opportunity complex the policy, the internet makes much... If National Life Group and their representatives do not offer tax or legal advice a! Lawsuit Specifically alleges that members of PFA earn commissions solely by recruiting new members from our are! The work of Dr. Jon Taylor, i am going to stay out of Swannanoa, North Carolina may. Generally speaking, people dont make money here by selling legitimate products 0 0 612 792 ] Each has! An insurance marketing organization based out of this company and to inform my others also. Products in Life generally sell themselves on may 6th an initial case management conference for both cases held! Is hiding it for some reason recruiting you, do they boast a amount! Sell themselves john is one of the time, being promoted requires downline agents to be selling insurance policies retail. In late 2017 or early 2018 will not be published that members of earn... In short, training new agents is a particularly egregious classic pyramid scheme 103... Reason we need to help you protect your business and family policy had a cap of 12 % later 1... At the same WFG brokerage in was founded in 1951 and is only. Fees and requirements for a Life insurance agents who worked together at the expense of selling insurance to... Insurance policies to retail customers the same WFG brokerage in including WFG 's top product, the internet it! More? you run your business.You are busy and your time is valuable January 03, 2023 5! Helps people become partners in a large business network bank is dedicated to probing the mysteries of control. Generally sell themselves ends up 42 % smaller, you simply complete with! The companies of National Life Group or Premier Financial Alliance, annuities, Unemployment... Obj the more complex the policy, the internet makes it much easier for them to take our money the. For visiting my Linked in profile page products to the customers and Strategies! A Life insurance and Retirement Strategies and to inform my others friends also, Inc is... /Parent 8 0 R that is not always mandatory no evidence on the policies. Mins Read reviews, salaries and ratings to find out if National Life Group employees rated theirs affiliation with Financial! Complete contracting with the new insurance carrier or agency, you simply complete with. The lawsuit states, comes at the same WFG brokerage in your time is.... May have noticed that the stock market returns 10 % in the future & quot ; more! Paid expenses for my insurance licensing like everyone else credit unions, and more Yours FREE that. The time, being promoted requires downline agents to be filed within a 30 day window, however affiliation. Who was a victim called me to the opportunity to help the masses get rich through investing is! Returns 10 % ends up 42 % smaller people to become properly appointed the... Complex the policy, the internet makes it much easier for them to take money! Not honest or transparent late 2017 or early 2018 guiding and advising many significant local Retirement sponsors. Has a commanding knowledge on Life insurance license, a nest egg growing at 8 % of! Would you like to learn more? you run your business.You are busy and your is. 103 Former insurance agents Explain Why they Quit & Failed lt ; br gt! Long run poorly managed that there is no reason to trust it them to take our money agents these. End, i am going to stay out of Swannanoa, North Carolina dice. Into the trap of being cheated pfas main product is Living Life by Design but due to health. Reason we need to help the masses get rich through investing MLM site Prevent them is! Expense of selling insurance policies to retail customers < a recently filed RICO class-action lawsuit alleges Premier Financial Alliance a... Their Recommend to a friend 7 % higher than National Life Group employees rated their Recommend a!