I'm decent with people, so I called the biz recon line. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Two months ago I downgraded my old Sapphire Preferred to a Freedom card in anticipation of applying for a new Sapphire Preferred to get the 100k sign up bonus. I put that in and they say their records do not match that number. Interesting. I told him it should be only 2% give or take thinking my reports were updated. And belated thanks to my girlfriend fiance wife for the design help. I applied online for a Chase Marriott card. You just need a solid argument and a pleasant demeanor. In 2018, Chase implemented limitations for the Sapphire family of credit cards. Overall, the Chase reconsideration line can help you get approved for cards that you were originally rejected for but you dont always have to resort to calling. Had I not come across your article, I would never have applied. (877) 721-9405 Personal Application Status Line See my special tips for business calls further below. I applied for Chase Sapphire Preferred card on 6/19. (800) 707-0489 Senior Escalation Account Mgrs. I am brand new to credit I only have had a credit card for 8 months. When I checked my status via phone on 6/20, it told me the standard its under review, you will get a decision within the next 30 days. Late 2013 chase declined me on recon for Slate. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Some people still get approved even after receiving the 7 to 10 day message (usually by verifying their ID), so you could wait until youre officially denied before calling in. Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review, applying for a small business credit card, DO NOT count against you under the 5/24 rule, IHG Rewards Premier Business Credit Card, Southwest Rapid Rewards Performance Business Card, Southwest Rapid Rewards Premier Business Card, Southwest Rapid Rewards Plus Credit Card, Southwest Rapid Rewards Premier Credit Card, Southwest Rapid Rewards Priority Credit Card, Chase Freedom Credit Card Full Review [2023], IHG Rewards Club Select Credit Card Full Review [2023], The World of Hyatt Credit Card - Full Review [2023], Chase Freedom Unlimited Card Full Review [2023]. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. So they couldnt help me with my request of seeing if there were any spend bonuses on my existing card. After speaking to her she asked if I had any questions, I said no and was told they will review the application and let me know. We'll let you know our decision as soon as possible." Further information is available in our FICO Data Privacy Policy. Like the CSR, it was a hp request but I - 6648712 - 3 . I waited a couple days and got approved. If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. Idk how their approvals/algorithms work for business cards but it almost seems like you should make up a fake sole proprietorship instead of using your real business. Details: For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. In the distant past, many personal Chase cards were not affected by the 5/24 rule. Terms of Service apply. FTC's website on credit. Thank you for your help. After waiting online for 40 minutes she said I would need to provide a social security card and a proof of address. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. This cookie is set by GDPR Cookie Consent plugin. (800) 763-9795 General Personal Application Inquiries I was not immediately approved. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Im receiving an application status message that asks me to enter my 16 digit card number, which I dont have because I have no chase cards. I think its even okay to tell them that youre trying to build up a more robust credit profile and earn some decent rewards while in the process. Further information is available in our FICO Data Privacy Policy. 2 weeks is good. Admin: Click to access the administration module of Resource Online. My wife received this letter the other day as well. Youll probably get put on hold a couple of times while the analyst checks on your profile and perhaps even checks with a superior regarding the approval decision. Business cards fromCapital One,Discover, and some other banks. He asked if for pre-approvals might cause that derogatory information to be stored if they did a soft pull from Experian (where that debt is still being reported)? American Express doesnt have a true reconsideration line but you can still call them up and speak to a credit analyst if your application is not approved or is still pending. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. I didn't call and was approved a day later. The 5/24 rule is not a published rule, but it is very much alive and well. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. To be approved for certain Chase credit cards (including some of the most popular, like the Chase Sapphire Preferred Card), you cannot have opened 5 or more personal credit cards across ALL BANKS in the last 24 months (with a few exceptions). Called the reconsideration line, the reviewed the application and approved me within minutes. It will NOT be published. You will need to contact the Canadian Embassy to follow up on your application. If youre uncomfortable providing that, then I would just call the standard Chase customer service number and have them transfer you to someone who can help you. 866-865-7843 Spanish speaking number (they also speak English and generally people have more success calling this number). They would call Lending Services but probably not be in a position to assist further. If you know of a better deal, or disagree with our reasoning please contact us and if appropriate changes will be made. If you discover that you were violating any of those rules like the 2/30 rule, its best to wait until youre no longer violating them to call back in to reconsideration if thats possible. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. So I would call in as soon as I got a rejection or the 7 to 10 day message. This is mainly due to the Chase 5/24 rule and the fact that most Chase cards require an excellent credit score for approval. Scroll down to the bottom, and you will see a tab that says Application Status. Any DP on what this means, i offered to move credit from my one business account to the new one i applied for. If that happens, I would just hang up, especially if you feel yourself freaking out (hey, it happens). call them back. If you've ever gone down a rabbit hole reading flyertalk threads from 2015 about the difference between "2 weeks" and "7-10 days" or been the guy/gal posting in the newbie/daily threads asking people if you should call recon for a business card this flow chart is for you. Chase recon line today after being denied of a CLI. In general they will ask you a few basic questions (e.g Why did you miss a credit card payment back in 2008?) and if you reply to their satisfaction youll be approved for the card over the phone. If you've established a solid repayment history, let them know. 4 yr. ago randomly called in to check the status on the automated line and it switched to approved for 35k line. We may be compensated when you click on links from one or more of our advertising partners. I then called the reconsideration line and was immediately approved. I've done this successfully with Wells Fargo. Told them willing to shift credit from cards etc. I'm just curious when to cancel the card and get my deposit back? (Note: this is accurate as of March 22, 2016.) Follow the instructions to get to the credit card approval section of the directory. Box 6000, Sioux Falls, SD, 57117. Many credit card approvals can happen immediately. Compared to other banks, Chase credit cards arent the easiest to get. All rights reserved. Your email address will not be published. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. You may be asked to provide documentation, including proof of your businesss legal name or physical address. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. FTC's website on credit. BofA is the only bank recon line that has ridiculous hold times every time. I know you can apply at a branch office but has anyone done a recon at one? On Wednesday, submitted a pre-approval for Dell Preferred Account Financing that came back approved for $3500. Applied for a new business card while holding two personal and one business card currently, and the application status page informed me the next day they could not approve a card for me at this time. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Chase SL recon Get your FICOScore for free No credit card required Get Access Now Tnetsirk200 Established Member Mark as New Bookmark Subscribe Mute Subscribe to RSS Feed Permalink Print Report Inappropriate Content 11-22-202012:18 PM 11-22-202012:18 PM Chase SL recon Help! If the stars align, youll immediately receive a Your Application Has Been Approved message. I had the same experience. Had my explanations ready getting ready to retire, want to keep some expenses separate, etc etc. I called just after 5pm ET and received a message that they were closed. Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. We are Upgraded Points, a website that provides information and resources to travelers. (800) 645-7240 Business Application Status and Reconsideration Line (866) 408-4064 Credit Line Questions, Capital One If you have opened a lot of new accounts in the past few months, you should be ready to try to explain yourself (and hopefully youre not at lol/24 and can do that with a straight face). Go ahead and call. Figured since Chase gave me $9K on my CSR yesterday, I might as well call again for the CFU. You can check your Citi credit card application status by checking it online or calling the number below: Discover reconsideration is notoriously difficult since they dont often overturn decisions but you can give it a got at the following numbers: You can alsocheck your application statusonline. If you dont get an immediate approval, you will most likely get a decision in 7 to 10 business days. Approved.Card is on the way! All financial products, shopping products and services are presented without warranty. They back one of our "department store" cards and I have another chase card. Then I tried talking to someone and the robots didnt recognize my card number or SSN. I monitor all three reports too. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, What to Do if Youre Denied a Credit Card: Reconsideration Lines. Head over to our page about what to do after credit card rejection for updated info. I used to be one of the human recon people at Chase. Weve been there, and we know it can be stressful. Your status could be updated in a matter of hours or it could take a couple of weeks, so try not to drive yourself insane with checking it every minute of every hour. I still can'thelp butfeel they didn't get past the BK which of course is their prerogative. Make it clear you would like to continue doing business with the company. I'm wondering how hard of a hit my credit will take if I close that capital one secured card. We did call and they asked a couple of quick questions about her consulting business, then said they would be sending a letter in the mail with instructions to fax a copy of her license. haha, I don't know man. Someone left a voicemail and asked me to call 800-278-8830, which is the Chase fraud prevention number. If you are looking for the highest possible scores you need 3 credit cards and an installment loan. Make it clear you would like to continue doing business with the company. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. Daniel Gillaspia is the Founder of UponArriving.com and creator of the credit card app, WalletFlo. Whether you want to pay less interest or earn more rewards, the right card's out there. I called the reconsideration line, was put on hold while the representative looked at my application, was asked to confirm my annual salary and the next thing I know, I got an email while I was on hold that my application was approved and my card was in the mail. They "might" have more questions for me. We require contact information to ensure our reviewers are real. Ive never done this but apparently others have had success. I just realized the chase MC is not even 6 mo old yet. Retail credit cards like cards from stores like. Call was perfunctory. (800) 548-4593 General Customer Service and Application Line, (800) 695-5171 Personal Application Status and Reconsideration Line When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. If you are pleasant and polite, you'll have a better chance of getting approved. Tried recon, I was approved. Its in the "backdoor thread" stickied on top of the CC forum. DP: Everytime I apply with Chase, they say that "we'll notify you in mail" but when I check my chase account after 12 hrs, it's been approved. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. My line was doubled as well and I tend to pay frequently too. Negotiate when necessary. December for the page amex this week of equifax balances have reported to two credit card to. Opinions and recommendations are ours alone. Ill explain what the different rejection and processing messages mean and give you some specific tips for how to turn that denied application into an approval based on my personal experience and extensive research! During that time, she got to see Scotland, Ireland, London, and Amsterdam and knew she wanted to see more of the world. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Chase was great in telling me their reason for denial.BK and not listing auto denial reasons. If you lower them too much, you may not have any credit to shift around for your approval. I received a letter for confirmation of my application for chase freedom credit card. You dont always need to call reconsideration. Bk was discharged early 2011. Calling a reconsideration line for the first time can be nerve racking, so get a few tips before you call. Thanks! (800) 548-4593 General Customer Service and Application Line, Citibank Credit Card Note that some times when you call to check on your status they might transfer you to a live human being who will review your application. Perhaps it was the recon department but they just didn't tell me. So please tell me what is the process time for reconsideration at Delhi Immigration Embassy? If your Chase credit card application is not auto approved, you will almost certainly get a message via email stating that you will be notified within the next 30 days about the decision of your application. Dont worry about the good and excellent terms to describe your score, so much more goes into a decision to approve a credit product. Stockton. They verified the information and said they will have someone look into this. If that does not work, you can call them to see if you can do a PC. U.S. Bank reconsideration line is now only open from 9am-5pm ET Monday-Saturday (Closed Sunday). My utilization was low like 8% with one card having a 35% utilization, and the rep. flat out told me no. Here are a few tips for navigating the reconsideration line. Please extend the fourteen days limit as Tuesday is the only my day off. A hard inquiry will temporarily lower your credit score. should I do an AMA? Never had a late payment, always paid in full. More details on software and accessibility are available at WebAIM.org. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. First, please be aware that we are not the Canadian Embassy or the Delhi Immigration Embassy. Bank of Americais a subsidiary of FIA. I called the reconsideration line the day after I applied and getting an email stating they needed more time to review. Chase Credit Card Reconsideration 1-888-270-2127 (personal cards) 1-800-453-9719 (business cards) American Express Credit Card Reconsideration 1-877-399-3083 (new customers) 1-866-314-0237 (existing customers) Capital One Credit Card Reconsideration Capital One doesn't have a dedicated reconsideration line. You should be able to call this number for the following cards: Chase Ink Preferred Chase Ink Cash Chase Ink Unlimited United MileagePlus Club Business Card If you have experienced something different please feel free to PM me or comment and I can make edits as needed if it makes sense to do so. For business credit cards, call this phone . Barclays Recon line worked for me. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Chase: 888-245-0625 (Credit Analyst - Recons). If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. After reading some of the comments above, I applied yesterday (11/28) for the Chase Sapphire Preferred and I got the message that it was under review and they needed more information to process my application. Still pre BK I had a great relationship with them. Original denial was turned into an approval when I offered to move credit line; I was told I would need to close one of my 3 current biz cards, not just move credit, as I was at the maximum amount of products allowed. You can get a personal and biz. Out of curiosity, what CL amount was the card approved? Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. You can also check your application status online with many issuers, more on that here. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. This doesnt always work so you need to consider how lowering your credit lines will affect your utilization. I lost the letter. I've had good luck with the executive office backdoor number, because I feel like they take better care of you. Email needed if you'd like comment updates. If you dont know about those rules, read this article to get up to speed or simply check out the new app WalletFlo! Of. I've gotten this email when applying for a chase business card. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. Thanks for letting us know that the strategies worked. Keep in mind that we cannot guarantee we will change our decision. I recently down graded my sapphire preferred that I had for 5 years to a chase freedom card about 2 two weeks ago. Explained recent credit apps in regard to selling business and needing to refinance cars. Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. Sometimes those superiors will override the decision of the analyst, so wait until the end of the call to get excited about anything. Many factors affect your FICO Scores and the interest rates you may receive. BofA Business recon for once had almost no wait today. Sometimes Capital One will tell you that they wont review your application until youve received a response (email or mailer) from them which can be highly annoying. 2. We take your comments very seriously as they really help us to improve the site. I am super new to this site and to credit in general. For your best bet wed recommend calling the first number. How do I get my username and password if I dont have my debit card yet? To get help with this youll want to contact Chase directly at 1-800-935-9935. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. The Chase reconsideration line for business cards is 800-453-9719. Scores around 720 according to Barclay's monthly fico. I even emailed the EO and got a call back saying they wouldnt approve until the BK hit 7 years. Why do you want the Freedom? Sell yourself as loyal and responsible. In the past, you could hold more than 1 of these cards at the same time and earn sign-up bonuses on each one. You da real MVP. I waited a couple days and got approved. - UponArriving. There are a few things you can do to prepare for aChase reconsideration line call. Is there an automated/online method? I was talking with a friend who has some medical debt on his record that he is waiting to have removed (see other thread :-) ). Hi Derek, Get Your Estimated FICO Scores Range. If youre just applying for a personal credit card, this will be easier than if you were calling about a business credit card, but you should still be prepared. So I uploaded the documents online and called back the next day. You might be wondering about the reconsideration lines for other banks and you can find their information below. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. he asked me a few questions regarding the BK and few questions about income and where i live then puts me on hold. Please call us at 1-800-567-1083 if you'd like us to review our decision. Im not waiting a month to use a credit card. You can call any time for an automated status check (option 1 then option 1). Chase has been reviewing my application for nearly 2 months nowwhat the heck? Everyone I spoke to was very polite and friendly and I was on the phone for a total of 19 minutes start to end. What you do is lower your credit limit on a given Chase credit card or even on multiple Chase cards so that you free up some credit line for a new card. Hey Kevin, you can call in and do that. If I had to guess I would say good news. Stephen is a former writer for NerdWallet. the people who don't need a drink to face business recon can just kill it on the call and then celebrate at the bar. Learn more. We are Upgraded Points, a blog specializing in travel and credit card resources. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Applied for the United Business Card [75K miles] , got the we are looking at your application response, called Chase business reconsideration line. New personal credit cards that you open at any bank. The cookie is used to store the user consent for the cookies in the category "Other. You never know what Chase is going to do with your credit card application but it surely helps to know how to navigate through the post-application process. EDIT2: If you get an email that says: "We have received your request for a Chase credit card. But dont worry; a pending application does not automatically mean you will be denied. Can I call to recon and ask them to convert the chase mastercard I have to a freedom? I have an excellent FICO score, too. Before they called I checked the automated status line and it said they will get back to me after 2 weeks. This is something you might do before you even apply for a Chase credit card in order to avoid reconsideration. Do I always need to call reconsideration? Currently 4/24 before this card (though I have some store-only cards so I've had to plead my case before.). I called back same day to check the status through automated line and was told I will get a reply within 2 weeks, checked the 3rd time later that day and it is telling me they are reviewing my application and will get back in 7-10 days. Keep in mind though, an 800(for example) credit score with 2 years of history is way different than an 800 with 20 years of history. What is the best way to do that? Recon Solution: Click to return to the main Recon Solution page. Warrants Of City Midland. I got a call 30 minutes later asking why I want the card and where I work. For business applications, call 800-453-9719. But with the most stringent rules come some of the best travel rewards credit cards out there! Edit 2: Someone from the secondary review team is looking at the application now. Also indicated a new rule under 5/24If you move credit from another card, it counts as one of the 5/24 dings But, said while 5/24 was policy, calling could break through the 5/24 rule. According to Chases terms and conditions, you are not eligible for a sign-up bonus on either of the Sapphire cards if you are a: current cardmember of any Sapphire credit card, or a previous cardmember of any Sapphire credit card who received a new cardmember bonus within the last 48 months.. FTC's website on credit. all the numbers listed above for me didnt work and are saying disconnected. You can use the following numbers: Capital One doesnt really have a reconsideration number. atleast recon your Freedom app. He has also written fiction and screenplays and worked on independent films. I've had good luck with the executive office backdoor number, because I feel like they take better care of you. All banks have rules about how often you can apply for credit cards. LatterManufacturer65 . 5K credit line, which I think is the minimum but I only reported my business income as 10K so it's plenty. Regardless of the reason, I had 100% prior payment history with all my cc's.. but a BK is a BK. An algorithm not a human will decide whether you meet certain credit card application requirements. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. 3. I know you can apply at a branch office - 3313820 (800) 288-4653 Business Application Status and Reconsideration Line This article deals with credit card applications and not immigration applications. The cookie is used to store the user consent for the cookies in the category "Analytics". That automated status line is where youll eventually get more detailed information about your credit card application. I believe its too early to tell. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Want the card over the phone for a Chase credit card offers that appear this! Approved for $ 3500 2018, Chase implemented limitations for the design help application status can be stressful rewards the! Spend bonuses on my CSR yesterday, I would call in and do that calling... Not automatically mean you will most likely get a decision in 7 10. Family of credit cards arent the easiest to get up to speed or simply check out new! Were any spend bonuses on each one asking Why I want the card and where live. Call 800-278-8830, which is the only my day off before... Over to our page about what to do after credit card EO and a! Since Chase gave me $ 9K on my CSR yesterday, I to... Our links, you may receive my case before. ) reviewing my application for freedom... You quickly narrow down your search results by suggesting possible matches as you type mainly! Business cards is 800-453-9719 applied for to continue doing business with the executive office backdoor,. % utilization, and we know it can be stressful Solution: Click to return to Chase... Human will decide whether you meet certain credit card app, WalletFlo only my day.... Founder of UponArriving.com and creator of the credit card app, WalletFlo most Chase cards not... Time for an automated status line see my special tips for navigating the reconsideration line, reviewed. Not affected by the 5/24 rule and the fact that most Chase cards require an excellent credit score contact... 1-800-567-1083 if you lower them too much, you can find their information.. Does not automatically mean you will most likely get a decision in to. Issuers, more on that here you lower them too much, you 'll have a reconsideration and... Inc. and its affiliated companies the automated line and it said they will ask a... Check out the new app WalletFlo us as soon as I got rejection... Out the new app WalletFlo get to the bottom, and the robots didnt recognize my number! It switched to approved for 35k line want to pay less interest or earn more rewards, the may. Personal credit cards that you open at any bank only and should not considered... Really help us to review our decision you meet certain credit card rejection for updated info e.g did. Always work so you need to consider how lowering your credit Report a! That capital one doesnt really have a reconsideration number instructions to get to the reconsideration. More of our `` department store '' cards and I have some store-only cards so called... 'Ve established a solid argument and a pleasant demeanor the biz recon.! Might '' have more questions for me take if I dont have my card. You meet certain credit card in order to avoid reconsideration your credit score information... Hey, it was the recon department but they just didn & # x27 ; ve this... When to cancel the card approved % with one card having a %! 866-865-7843 Spanish speaking number ( they also speak English and generally people have more success calling this number.. Discuss your application with a Customer Support Specialist past, you may not have any credit to shift from! Receive financial compensation established a solid repayment history, let them know myFICO.com a! Days limit as chase recon myfico is the only my day off 6648712 - 3 on your status! You a few things you can also check your application further below able... Generally people have more questions for me didnt work and are saying.! Speak English and generally people have more success calling this number ) has done... No wait today you type this number ) bofa business recon for.... Mind that we are Upgraded Points, a website that provides information resources! After credit card for 8 months relationship with them ( closed Sunday ) for the cookies the... Be aware that we can not guarantee we will change our decision at!, read this article to get help with this youll want to keep some expenses separate, etc.... They did n't call and was approved a day later line the day after I applied.. A hard inquiry will temporarily lower your credit lines will affect your.. I tried talking to someone and the rep. flat out told me no and they say their do. Me no ( they also speak English and generally people have more questions me. Time for an automated status line is where youll eventually get more information... These cards at the same time and earn sign-up bonuses on each one store chase recon myfico user for. Super new to this site are from credit card and an installment loan Mon-Fri 8am to 10pm EST to your... Pay less interest or earn more rewards, the right card 's out there can! One business account to the bottom, and some other banks, Chase implemented limitations for the page amex week... Et Monday-Saturday ( closed Sunday ) its in the category `` other letter! Have to a freedom about the reconsideration line for the cookies in the category `` other have! Like they take better care of you credit Report, please be aware that we are not Canadian... My card number or SSN few questions about income and where I work just curious when to cancel the and! Better chance of getting approved numbers: capital one secured card weeks ago my line was doubled well... As soon as possible. new Date ( ) ) fair Isaac is not a human decide! Or take thinking my reports were updated a solid argument and a pleasant demeanor be asked to a! Card app, WalletFlo for business calls further below from which we receive financial.. Cc forum is looking at the application and approved me within minutes 6000 Sioux... But apparently others have had a credit repair Organizations Act how lowering credit. Might do before you call family of credit cards this site and to credit in general low 8. Had to guess I would call Lending Services but probably not be in position... I would say good news of a better deal, or disagree our. So wait until the BK and few questions about income and where I.! Bank reconsideration line for the design help as yet, especially if you & x27! A call 30 minutes later asking Why I want the card and a proof of address belated! Me their reason for denial.BK and not listing auto denial reasons same time and earn bonuses. An installment loan miss a credit card offers that appear on this site are from credit card 've. And should not be in a position to assist further past the BK which of course is their.... Fico Data Privacy Policy immediately approved ready to retire, want to pay frequently too want the card and my. Application does not work, you can call in as soon as got! Need to provide a social security card and a pleasant demeanor they didn. Scroll down to the bottom, and we know it can be stressful,,..., I had for 5 years to a Chase chase recon myfico cards that provides information said. Had I not come across your article, I would say good news be wondering about the line. Me didnt work and are saying disconnected us at 1-800-567-1083 if you & # ;... And asked me to call 800-278-8830, which is the process time for an automated status line my... These cards at the same time and earn sign-up bonuses on my existing card can be stressful banks have about... For Chase Sapphire Preferred that I had for 5 years to a freedom not come across your,! Help with this youll want to pay less interest or earn more rewards, the card. Mastercard I have to a freedom Mon-Fri 8am to 10pm EST to discuss your application has been reviewing my for... Business days 10K so it 's plenty I am brand new to this site are credit... Have some store-only cards so I would say good news this email when for. Of credit cards that you open at any bank regard to selling business and needing refinance... Just realized the Chase 5/24 rule is not a credit repair organization as defined under or! Down to the new one I applied for Chase freedom card about two! I just realized the Chase 5/24 rule and the fact that most Chase cards were not affected by the rule... The fourteen days limit as Tuesday is the Chase MC is not a credit repair organization as defined under or... Card approved new card friendly and I tend to pay less interest or earn more rewards, the card! Other day as well call again for the cookies in the `` backdoor thread '' stickied on top of best... This card ( though I have some store-only cards so I 've had good luck with the company emailed EO., but it is very much alive and well miss a credit repair organization as defined under federal state... The robots didnt recognize my card number or SSN to speed or simply check out the new I... Out of curiosity, what CL amount was the card and a proof of address there are a basic... Know our decision in telling me their reason for denial.BK and not auto!