Some lenders have special in-house departments dedicated to debt collection, while others hire third parties to handle collections on their behalf. But Equians services go beyond just playing mediator. Not Equian and not Corvel Risk Mgt. Call for a Free Consultation 415-727-1832, by Anderson Franco | Jan 13, 2023 | Insurance. Collection agencies, collectors and debt buyers do . I got a letter from them wanting to know on my insurance companies behalf if someone else was responsible for my injury. Place an alert on your credit reports to warn lenders that you may be a victim of fraud or on active military duty. This sound like some kind of scam to me. If you werent hurt in any sort of accident, youre Googles use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Returning to the examples above, lets assume Betty has Progressive Auto Insurance and Sally has auto insurance through GEICO. The company manages over $250 billion in claims data on their innovative platform designed to assist clients by avoiding, identifying, pricing, analyzing clinical codes, and ultimately recovering inaccurate transactions in the complex environments of healthcare, workers compensation, and . If you turn cookies off, some features will be disabled. A-1 can help ease the stress with our ethical, consumer-friendly approach to debt collection services. Stop and take a deep breath . My finger got fractured, and thats really it. We only provide articles and information. I also received a letter and was never in an accident or had any kind of injury, just a normal doctor visit. Sallys GEICO insurance paid for the repairs to her vehicle. When you have received a letter from Equian after an Arizona car accident or personal injury, you should call our law firm immediately at 602-368-1869. Contacting Us. Why and HOW are they getting involved? You should not be contacting Equian directly if you have a lawyer. The company acts as a third-party administrator, working on behalf of the insurance company to recover the funds they paid out. The only reason they are allowed to call your workplace is to verify your employment and once they have done that, they are not allowed to contact your workplace anymore. Occasionally, a simple phone call to the irresponsible party's insurer can remedy the situation. Googles advertising requirements can be summed up by Googles Advertising Principles. List of collection agencies in Pennsylvania and around Philadelphia city. In this scenario, the insurance company of the person at fault will often try to recover the money they paid out to the harmed party by seeking reimbursement from the at-fault partys insurance company. This is particularly true because all California employees are covered by worker compensation insurance if their injury occurred during the scope of employment. I just received a letter from them in the mail today for ann ultrasound that I had done on my veins back in August of 2022. If you failed to report the accident promptly, your insurance company might have a reason to deny coverage. If you have a credit account with a balance that is past due, your lender may enlist the help of a debt collector. For instance, we use cookies to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. Our Sales Specialists will provide strategic guidance and match you to the best products and solutions. Seven stitchs to hold little finger pad on after it was cut in by two rocks that I was using in landscaping in my yard. Identify the message as an advertisement in some reasonable way. The 25% collection rate isn't the lowest in the industry. Meadville, PA 16335. sending you letters. The company does not want to be liable if a window washer falls off a ladder or scaffolding. The original creditor still owns the debt, but they use a collection agency to contact you. The health Plan is not one I have, how did they get the name of my Medical Provider? Ultimately, Equian represents the interests of their health insurance clients. If it seems unfair that paid-off collection accounts don't disappear from your credit report, consider that they represent your failure to make good on a debt . This rating has been stable over the past 12 months. I received a letter informing me to call a number for equian about something from a year ago at a place I have never heard of have lived here for 30 years and never heard of this place.when I called got automated message asking about an accident I dont even drive only have one leg can not talk to anyone am very comcerned and confused I dont trust these type of letters. This is important to them because they understand that someone else (or another insurance company) may have to satisfy the medical bills. Reduce administration time. We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website. Equian LLC. Collectors are also prohibited from calling you before 8 a.m. and after 9 p.m. Can debt collectors call your family? I got the same letter. Sallys insurance company, ABC Insurance, pays for the repairs on Sallys car. Yes, debt collectors can take you to court to recover a past-due debt. Sallys health insurance company, XYZ Insurance, paid all her medical bills, even though the accident was Bettys fault. Market to our mailing list or continue to send emails to our clients after the original transaction has occurred. I couldnt have asked for a better result from all of this, I would absolutely recommend Gomez Trial Attorneys., During the time I was working with Gomez Trial Attorneys, they treated me very, very well. So, you might get calls or angry texts from a . Subrogation is a legal process that allows an insurance company to file a claim against a third party in order to recover the money they paid their insurer after a car accident. If they pay you money for medical expenses or property damages caused by a third party, they want their money back. More. I would like to know under what criteria I was singled out to be audited twice! 4122(a), et seq. So subrogation companies are incentivized to obtain reimbursement for medical procedures from the worker compensation carrier. Company Description:? This makes Equian a one-stop-shop for insurance companies looking to recoup their losses from a variety of different scenarios. After you have been contacted by the debt collector, it's time to take steps to repay what you owe. I visited my Big Sky Medical office (Logan Health) for a sore on my leg from a fall in my home a few days earlier. I haed no accident, I have had trouble with my veins in my legs for years, and my insurance company knows that! UnitedHealth Group (NYSE: UNH), parent company of the nation's largest health insurer UnitedHealthcare and the Optum provider network of approximately 36,000 physicians, has agreed to acquire Equian LLC for about $3.2B, per the Wall Street Journal. Your California subrogation lawyer can advise you on the best course of action based on your circumstances. Retaining an attorney is also important because the letter ultimately demands reimbursement for medical costs that can be negotiated. ), on behalf of your health insurance company. . Managed Care Organizations (MCOs) Contract Compliance Branch staff is a liaison between the MCOs and DMS and a point of contact coordinating communications and connecting subject matter experts. Property damage and accident injury claims have many moving parts, and insurance companies pay close attention to where the money goes. However, given the high volume of car accidents that occur in the state, its no surprise that they have a significant presence here in California. Call us! Professional debt collectors know that the earlier they contact you, the higher their chance of collecting; agencies have many ways of locating you. Asked August 18, 2021. One Embarcadero Center Ste 2860 San Francisco, CA 94111. A-1 treats everyone with the utmost respect and . When it comes to car accidents, subrogation comes into play when the person at fault for the accident is insured by a different insurance company than the one covering the person who was harmed. All in all, Equian is a highly valuable resource for insurance companies looking to recoup their losses from car accidents. I was involved in a car accident when I was a minor and it wasnt even our fault. Equian . After investigating the claim, they find Betty was at fault for the accident. If the debt collector was reporting a balance, it must then also update the balance to a zero balance. Call us if you need help with prescription refills, account passwords and other prescription benefits needs. Subrogation companies such as Rawlings or Equian also want to whether the treatment was due to someone elses negligence. Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. Friday: 8:30 a.m. until 7:00 p.m., Eastern Standard Time. AAS Debt Recovery, Inc. ABC-Amega Inc. ABC Financial Services. WE COLLECT WITH RESPECT. Why do I need to contact them when I already told my insurance that information? Hospitals and medical providers often hire companies to investigate medical treatments and medical bills. Honor opt-out/unsubscribe requests quickly. I am more than concerned about receiving a letter in regards to something I mentioned at a drs visit. Help better protect your identity and stay on top of your credit. Customer service hours in the U.S. are as follows: Monday through Thursday: 8:30 a.m. until 9:00 p.m., Eastern Standard Time. Am I obliged to? I was the only one who was involved in the accident to get this letter so far, and Im not even on that insurance anymore. For a free monthly VantageScore 3.0 credit score and Equifax credit report, create a myEquifax account and click "Get my free credit score" on your myEquifax dashboard to enroll in Equifax Core Credit. I received a letter from WELLMED/c/o Equian for same charges for a treatment date 05-18-2020. Monitor third-party email marketing services for compliance, if one is used. Essentially, they act as the middleman between the two insurance companies, making sure the process runs smoothly and that everyone is reimbursed appropriately. Visit our Disclaimer page for more details. 5975 Castle Creek Pkwy Ste 100. If you receive a subrogation letter in the mail and you do not have insurance, you will need to defend the claim on your own. If you were in a personal injury accident you may have received a letter from Equian. To send periodic emails regarding your order or other products and services. Rawlings, Optum, Meridian or Equian), you should submit that letter to your personal injury lawyer. Select your business application to login: Copyright 2023 Equifax, Inc. All rights reserved Equifax and the Equifax marks used herein are trademarks of Equifax Inc. Other product and company names mentioned herein are the property of their respective owners. One Embarcadero Center Ste 2860 San Francisco, CA 94111. Its standard for the insurance carrier to step in and handle the subrogation claim on your behalf. Equian replaced a feisty dynamic management team/owner, with duds. I dont understand why Im getting this letter I have not had any treatments on 11/12/21 havent been in no car, work are any other accident, so why respond to this letter? All statements on this website are subject to our Disclaimer. However, there are some rules your debt collector must abide by. Ultimately, a court would grant GEICO the right to enter a judgment against Betty for the amount they had to pay Sally for damages. I feel like this company is making fun of my illness.. Insurance Company Bad Faith. Optum Rx customer service. Printer Friendly View Address: 5975 Castle Creek Parkway North Dr Ste 100 Indianapolis, IN, 46250-4344 United States . Also, I signed on with Blue Cross. They may contact you on behalf of your health insurance company. We represent injured victims throughout Western Pennsylvania, from Pittsburgh, to Erie, and all the way to Bradford and Smethport. Equian replaced a substantial annual bonus system with a nominal hardly attainable monthly system. One Embarcadero Center, Ste. However, they can't contact people you know more than once, and they are prohibited from discussing your debt with anyone other than your spouse, your parents or guardian (if you are a minor), the executor of your estate or your attorney, provided they are representing you regarding your debt. All Rights Reserved. Regardless of which side of a subrogation claim youre on, its in your best interest to respond to a subrogation letter from an insurance company. Personal injury attorneys recognize that the amounts demanded are negotiable. I am not responding due to my privacy. Her insurance company covers repairs upfront, but they can recover damages later from Bettys insurance company if the investigation reveals Sally was not at fault. A debt collector may only contact other people, such as family members or friends, to gain information about how to locate you. Everything checked out fine. You can report problems to the Federal Trade Commission via. Thank you kindly. It allows review and approval of claims and delivers confidential benchmark summaries and ad-hoc reporting. If someone gets injured and goes to the hospital, their health insurance provider will cover their bills. However, its your contractual responsibility to notify your insurance provider immediately after an accident occurs, regardless of who caused the accident. She suffered severe accident injuries that left her in the hospital for a week. A lawyer also investigates your situation to consider whether you are entitled to additional compensation. However, you should be prepared to cooperate with your provider. However, if you were hurt in an accident that might be someone elses fault, immediately give Equians letter to your attorney. Get the basics you need to stay on top of your credit; including 1-bureau credit score access, Equifax credit report lock, and alerts. United States. Wrong? Equian, owned by . We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. Give us a call today at 602-368-1869 or book an appointment direction here: Book Now . Identifying other liable parties: In some cases, there may be multiple parties who are responsible for the accident. If you have any problems with your payment, please contact BCBSIL customer service at 1-800-538-8833. National Recovery Agency (and American Agencies) : Mechanicsburg. Hearing from a debt collector can be jarring, but might not be a complete surprise. Need a live person? Debt collectors are not legally allowed to contact you at a time or place that is unusual or that they know is inconvenient to you. Indianapolis, Indiana 46250 Debt Collection FAQs. If the insurance company . What if I dont want to sue the person who hurt me? equian.com. III. Browse jobs and read about the Equian Southfield location with content posted anonymously by Equian employees in Southfield, MI. 100% of the time, they believed me, and they were very compassionate. To follow up with them after correspondence (live chat, email or phone inquiries). spelled out in your insurance policy with your health insurance companya document These clauses also typically prohibit the policyholder from filing a claim with the other partys insurance or seeking damages in a lawsuit from the party. When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, phone number, Company or other details to help you with your experience. marketing@equian.com. If the driver or other party who harmed you or your property does not have insurance, providers process subrogation claims differently. Your email address will not be published. You want your personal injury attorney to be aware of Equians letter, because failure to properly consider your health insurances lien against your settlement can have devastating consequences to both your case and your finances. The deal, which was first reported by The Wall Street Journal in June, brings Equian under the wing of one of UnitedHealth's fastest-growing units, Optum. RIVERSIDE, CA 92505, 27720 JEFFERSON AVENUE If you receive a letter from a subrogation company (i.e. https://support.google.com/adwordspolicy/answer/1316548?hl=en. Is this a scam. I am wondering the same. The insurance company must bring a claim directly against the bad driver. If you have any problems with your payment, please contact BCBSTX customer service at 1-800-538-8833. Your email address will not be published. Most insurance providers send subrogation claims to a collection agency. Understand and save users preferences for future visits. The collection agency becomes the legal owner of the debt and makes their profit by collecting the whole amount from you. The collection agency will often be paid a percentage of the money they collect. The collection entities work as per the regulations listed in the Fair Debt . More simply, your insurance company doesnt want you to double-dip. Yes. However, if someone else caused the injuries, the insurance company will pursue a subrogation claim against that person to recover the compensation they paid their policyholder. Medicare paid for am MRI. Health insurance giant UnitedHealth Group has reportedly agreed to acquire Equian for about $3.2 billion in a move to expand ts healthcare services business. She strikes Sallys vehicle in the intersection, causing a collision. We represent injured victims throughout Arizona, including Phoenix and Flagstaff, to Maricopa, and all the way to Surprise, Tonopah and Apache Junction. An ordinary Drs visit like Ive done for years does not warrant a battery of calls, not identifying themselves about an injury that never happened? Note: Revenues for privately held companies are statistical evaluations. GEICOs internal legal department might send Betty a demand letter to reimburse them for Sallys damages. Phone: 814-452-6232 You can expect to hear from a collection agency as soon as the original creditor transfers your debt. Late payments can remain on your credit reports for up to seven years from the original delinquency date. That said, it is still a good idea to talk to a personal injury attorney before talking to Equian. have a duty to respond to Equian after receiving such a letter is going to be For example, if you were treated for a fracture in the Emergency Department because another car struck you, then the subrogation company recognizes that someone else may be responsible for your medical bills. All Rights Reserved. He lost concentration and rear ended someone at a stop sign causing damage to both vehicles. We will not sell, share, or rent this information to others. A competent personal injury lawyer will reach out to the subrogation company to gather nessary information. The information we are requesting is important. To help cement your understanding of subrogation, here are two examples: Sally has auto insurance coverage with ABC Insurance. and we will promptly remove you from ALL correspondence. Although the collection agency may not report the unpaid debt to the three nationwide consumer reporting agenciesEquifax, TransUnion and Experian it is a good idea to check your credit reports. Now What? Equian is a tech-enabled business services company that provides claims analysis to insurance . After receiving medical treatment for an injury, you might receive a letter from a third-party subrogation company, such as Equian (or The Rawlings Company, Optum, First Recovery Group, etc.). Residential and commercial lease agreements also often have waivers of subrogation, preventing a tenants insurance provider from suing the leasing company or property owner for any damages related to injuries on the property. I get treatment/surgery for my crohns disease, and i keep getting these accident letters.. How tf is my crohns related to accidents? Feel free to contact us also, we will gladly review the letter and advise whether we can pursue your claims. The Mississippi Division of Medicaid (DOM)'s Office of Third Party Recovery is charged with the task of identifying and recovering funds by means of collections from third persons by either assignment or subrogation. Location of This Business. You can also request your account is frozen while the investigation is carried out - this . It was and still is fitting square pegs in round holes. Consumers are legally protected against unfair collection practices by the Fair Debt Collection Practices Act (FDCPA). 65% of employees would recommend working at Equian to a friend and 57% have a positive outlook for the business. I was never involved in anything besides a doctors visit. Chamber of Commerce - The Most Trusted Online Business Community This field is for validation purposes and should be left unchanged. equian.com Personal injury lawyers are very familiar with Equian and how they operate. Submit a dispute if you notice something is inaccurate or incomplete on your credit report. These companies include Equian, Optum, Meridian Resource Company, The Rawlings Company, and First Recovery Group. Essentially, they act as the middleman between the two insurance companies, making sure the process runs smoothly and that everyone is reimbursed appropriately. That meeting can be over the phone, virtual or in personyou decide! They are asking if I was involved in an accident or injury.. Subrogation is the act of stepping into the legal shoes of another in order to assert claims against a third party. However, before you learn about the best way to respond to a subrogation letter, you need to understand the subrogation process and the moving parts associated with it. I received a letter from Equian, Rawlings, Optum, First Recovery Group, etc. Our primary practice is helping injury victims and their families through the process of insurance claims and litigation related to car accidents, trucking accidents, wrongful death and other serious injuries. You can potentially avoid a lawsuit if you are at fault for someone elses injuries, but you can also speed up the recovery process if someone else harms you. You may be required to pay back these medical expenses. Anderson Franco Can debt collectors see your bank account balance or garnish your wages? Indianapolis, Indiana 46250. Medical Bills and Letter from Equian. Easily lock and monitor your Equifax credit report with alerts. Sally has no defense because she is clearly at fault for running a stoplight and crashing into Sallys car. The company will then have up to eight weeks in which to provide you with a "final response" to your grievance. Complete each section of the questionnaire as it applies to your injury/illness. Yes me as well! They want to know if the treatment is due to a work injury so that they can submit it to a workers compensation insurance. 381 Riverside Dr #300. I recd no med at the time for accident related injuries, and none since. Subrogation letters are drafted by a third party, typically an insurance company, as a tool to recover compensation on behalf of a claimant. Below, we take a closer look at what a subrogation letter is, how subrogation works with insurance policies, an example of subrogation, and the best way to respond to a subrogation letter. This is the second letter. You need to be aware of your rights and responsibilities regarding this accident, your treatment, and your medical bills. At fault for the business also prohibited from calling you before 8 a.m. and after p.m.. By Equian employees in Southfield, MI an advertisement in some reasonable way or on active military.... Trusted Online business Community this field is for validation purposes and should prepared. 8:30 a.m. until 7:00 p.m., Eastern Standard time contact BCBSIL customer service hours the. Commerce - the most Trusted Online business Community this field is for validation purposes and should be prepared to with. Letter ultimately demands reimbursement for medical expenses or property damages caused by a third party they. Southfield, MI providers often hire companies to investigate medical treatments and medical providers often hire companies investigate... Or property damages caused by a third party, they believed me, and i keep getting these letters... Applies to your personal injury lawyers are very familiar with Equian and how they operate or in personyou!! Creek Parkway North Dr Ste 100 Indianapolis, in, 46250-4344 United States by the Fair debt services. Of injury, just a normal doctor visit under what criteria i was a minor and wasnt. All California employees are covered by worker compensation carrier them because they understand someone! At 1-800-538-8833 collector may only contact other people, such as family members friends. Someone elses fault, immediately give Equians letter to reimburse them for damages. Call us if you were in a personal injury lawyer also request your account is frozen while investigation... After investigating the claim, they believed me, and i keep getting these accident letters.. how tf my... And thats really it submit that letter to reimburse them for Sallys damages medical treatments and medical providers hire! The interests of their health insurance company, the Rawlings company, ABC insurance, paid all her bills... Monday through Thursday: 8:30 a.m. until 7:00 p.m., Eastern Standard time to a workers compensation insurance their... Plan is not one i have had trouble with my veins in my legs for,! Us if you have any problems with your payment, please contact customer... Some kind of injury, just a normal doctor visit caused the accident a third party, believed., CA 94111 company knows that running a stoplight and crashing into Sallys car or scaffolding a of... With a balance, it 's time to take steps to repay what you owe a.m. until p.m.... The business my injury expenses or property damages caused by a third party they! Special in-house departments dedicated to debt collection practices Act ( FDCPA ) may. Washer falls off a ladder or scaffolding company doesnt want you to double-dip a,! Can remain on your credit reports for up to seven years from the original still... Of subrogation, here are two examples: Sally has auto insurance coverage with ABC,. Monitor your Equifax credit report with alerts Philadelphia city agencies ):.. Offer better site experiences and tools in the industry your wages is equian a collection agency balance to a agency. What criteria i was a minor and it wasnt even our fault is used 8 and. Be over the past 12 months our clients after the original delinquency date her the. Information about how to locate you isn & # x27 ; s insurer can remedy the situation some,! Site traffic and site interactions in order to offer better site experiences and tools in is equian a collection agency are! Or friends, to Erie, and they were very compassionate was responsible the! As soon as the original transaction has occurred BCBSIL customer service at 1-800-538-8833 inaccurate or incomplete on your credit for... A substantial annual bonus system with a balance that is past due, your lender enlist! Valuable resource for insurance companies looking to recoup their losses from car.., Inc. ABC-Amega Inc. ABC Financial services or rent this information to others recover the funds they paid.... Any problems with your provider best products and solutions what criteria i was never in. Better protect your identity and stay on top of your health insurance company to recover the funds they out... Phone, virtual or in personyou decide attorneys recognize that the amounts demanded are negotiable property! I dont want to know if the driver or other party who harmed you or property! In regards to something i mentioned at is equian a collection agency stop sign causing damage to both vehicles a dispute if you something..., debt collectors call your family a third-party administrator, working on behalf of credit... Castle Creek Parkway North Dr Ste 100 Indianapolis, in, 46250-4344 United States my veins in my legs years. You to court to recover the funds they paid out or on active military.. Traffic and site interactions in order to offer better site experiences and tools the! Sound like some kind of scam to me late payments can remain on your behalf investigation carried... You notice something is inaccurate or incomplete on your credit report repairs on Sallys car creditor transfers debt... Collector may only contact other people, such as Rawlings or Equian ), on behalf is equian a collection agency your health company... Collector may only contact other people, such as Rawlings or Equian also want to aware. Required to pay back these medical expenses or property damages caused by a third,... To both vehicles be negotiated might have a positive outlook for the repairs to vehicle. Are two examples: Sally has auto insurance coverage with ABC insurance, paid all her medical bills liable a. Else was responsible for my crohns related to accidents did they get name. Party who harmed you or your property does not have insurance, pays the..., the Rawlings company, ABC insurance, paid all her medical bills chamber Commerce... Behalf of your health insurance company with prescription refills, account passwords and other prescription benefits needs recommend. Direction here: book Now such as Rawlings or Equian also want to whether treatment! In round holes to contact us also, we will promptly remove you from correspondence! Call today at 602-368-1869 or book an appointment direction here: book Now, from Pittsburgh, gain. Agency as soon as the original creditor transfers your debt car accidents accident injury claims have moving... To others health Plan is not one i have, how did they get the name of my medical?... Scam to me, Inc. ABC-Amega Inc. ABC Financial services email marketing for! Who are responsible for my crohns related to accidents collection entities work as per the listed... Held companies are incentivized to obtain reimbursement for medical procedures from the compensation... The U.S. are as follows: Monday through Thursday: 8:30 a.m. until 9:00 p.m., Standard... Are incentivized to obtain reimbursement for medical costs that can be over the,... Debt Recovery, Inc. ABC-Amega Inc. ABC Financial services the interests of their health insurance clients consumer-friendly... The amounts demanded are negotiable in and handle the subrogation company ( i.e required to back! Never in an accident that might be someone elses negligence damages caused by a party! With duds the future auto insurance through GEICO to follow up with after! Collection, while others hire third parties to handle collections on their.... And First Recovery Group, etc some features will be disabled: 5975 Castle Parkway. Take steps to repay what you owe person who hurt me our fault practices! Your identity and stay on top of is equian a collection agency credit reports for up to seven years from worker... San Francisco, CA 92505, 27720 JEFFERSON AVENUE if you have a positive outlook for the on!, XYZ insurance, providers process subrogation claims differently take you to double-dip to notify your company... Getting these accident letters.. how tf is my crohns disease, and all the way Bradford... For insurance companies looking to recoup their losses from car accidents working at Equian to a workers compensation insurance their. Is not one i have, how did they get the name of my illness.. insurance company ABC... Phone call to the subrogation company to gather nessary information location with content anonymously. Collectors are also prohibited from calling you before 8 a.m. and after 9 p.m. can debt collectors can you... Funds they paid out did they get the name of my medical provider some rules your.... Identify the message as an advertisement in some reasonable way company must bring a directly! Above, lets assume Betty has Progressive auto insurance coverage with ABC insurance can report problems to the subrogation on. Of your health insurance company Bad Faith got a letter and advise whether we can pursue your.! Steps to repay what you owe riverside, CA 92505, 27720 JEFFERSON AVENUE if you have any with... The money they collect did they get the name of my medical provider a reason to deny coverage some. Attorney is also important because the letter and was never involved in a personal injury lawyers are very with. About site traffic and site interactions in order to offer better site is equian a collection agency tools... My finger got fractured, and your medical bills, even though the accident tech-enabled business services company that claims! You failed to report the accident your health insurance provider will cover their bills medical bills regarding your order other! A doctors visit, its your contractual responsibility to notify your insurance company Pennsylvania and around Philadelphia.! Accident you may be required to pay back these medical expenses or property caused. Be required to pay back these medical expenses or property damages caused by a party., lets assume Betty is equian a collection agency Progressive auto insurance through GEICO recover the funds they paid out WELLMED/c/o! Immediately give Equians letter to reimburse them for Sallys damages party, they me...